Move money at the speed of the internet.

Allocate gives founders a digital dollar wallet, instant global payments, and an AI agent that manages your capital autonomously.

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app.allocate.network
AI AGENT BANK
LIVE

CAPITAL ALLOCATED

$142,847

4.2% APY
RUNWAY

Analyzing burn rate...

14.2 mo
PAYMENTS

Executing: Dubai → $12K

$12K
YIELD

4.2% APY compounding

4.2%
RECEIVABLES

Chasing Invoice #1042

#1042
ACTIVITY
Dubai → $12,000🇦🇪0.8s
London → +$8,450🇬🇧1.2s
+$23.47 yield📈

Try the AI Agent

Ask a question about your business finances. See how Allocate answers in real-time.

>

Just message the agent

Send a Slack message or open the terminal. Ask to pay a contractor, check runway, or move funds. The agent handles everything.

Learn how the agent works
app.allocate.network
>Pay Vercel $49 for this month's hosting
Processing
get_balance$12,847.00 USDC
resolve_recipientVercel Inc → 0x1a2b...3c4d
draft_payment$49.00 ready
Ready to send$49.00
To: Vercel IncFee: $0.001
app.allocate.network/context
Context Engine
147 observations
Payment Pattern Detected2h ago

Amazon Web Services invoices arrive on the 15th of each month. Average: $2,847. Next expected: Jan 15.

Confidence
94%
Vendor Relationship1d ago

Vercel Inc — 12 transactions over 8 months. Total: $588. Consistent $49/mo hosting.

Runway Optimization3d ago

Yield earnings extended runway by +0.3 months. Current allocation earning 4.8% APY.

8 vendors
23 patterns
4 predictions

Your agent learns your business

Every transaction, every decision, every pattern—captured and compounded. Your financial memory grows stronger over time.

See how context works

Money moves at internet speed

Stablecoins settle globally in seconds, not days. No FX fees, no intermediaries, no permission needed. Your capital stays liquid.

See how payments work
app.allocate.network/tx/0x8f7e...
Confirmed
Dec 24, 2024 • 14:32:07 UTC
$2,500.00
2,500.000000 USDC
From
allocate.eth0x7c3a...8f2e
To
Dubai Contractor0x1a2b...3c4d
Network
BaseBlock 24,847,291
Gas0.000042 ETH ($0.08)
Transaction Hash
0x8f7e2a1b3c4d5e6f7a8b9c0d1e2f3a4b5c6d7e8f9a0b1c2d3e4f5a6b7c8d9e0f
Initiated14:32:05
Confirmed14:32:06
Settled14:32:07
app.allocate.network/treasury
Total Balance
$87,432.18
+$342.50
This month from yield
Allocation
USDC$72,432.18
82.8% of portfolio4.2% APY
Yield Position$15,000.00
17.2% of portfolio5.8% APY
4.8%
Net APY
Blended
4.7mo
Runway
At $18.5k/mo
$342
Monthly Yield
Auto-compound
Recent Activity
Yield earned
+$11.422h ago
Vercel Inc
-$49.005h ago
Yield earned
+$11.381d ago
Secured by Circle & Base

Your capital. Compounding.

Holdings earn 4-8% yield automatically. The agent learns your patterns and optimizes allocation. Every dollar works for you.

Start earning yield
Why stablecoins

Money is software now.

Stablecoins moved $12 trillion in 2024—more than Visa. Settlement collapsed from days to seconds. AI agents need programmable wallets, instant settlement, 24/7 liquidity. Legacy banks can't serve them.

Pricing

Start free. Scale as you grow.

CONCIERGE

Ultra

High-touch service for founders with real capital.

$2,000/month

+ 0.5% transaction fee

  • Everything in Max
  • Dedicated account manager
  • Entity setup assistance
  • Capital allocation strategy
  • On-chain payments management
  • Tax efficiency consulting
  • Custom integrations
  • Priority WhatsApp support
  • Quarterly strategy calls
  • Compliance documentation
  • White-glove onboarding
  • Unlimited team seats
Book a Call

Max

Full AI agent suite for serious operators.

$200/month

+ 0.75% transaction fee

  • Everything in Pro
  • Full AI agent suite
  • Unlimited transactions
  • Yield optimization
  • Multi-entity support
  • Advanced analytics
  • Full API access
  • Up to 10 team seats
  • Bulk payments
  • Priority email support
Get Started

Pro

AI agent essentials for early-stage founders.

$20/month

+ 1% transaction fee

  • Everything in Free
  • Full AI agent access
  • 100 transactions/month
  • Basic yield
  • Single entity
  • Basic API access
  • 3 team seats
  • Transaction categorization
  • Email support
Start with Pro

Free

Explore Allocate before committing.

$0/month

+ 1% transaction fee

  • Digital dollar wallet
  • 10 transactions/month
  • Read-only agent access
  • Basic invoicing
  • Single user
  • Community support
Start Free

Start moving money.

Create your wallet in minutes. Send payments globally in seconds. No bank approval required.

Get weekly insights on global payments and stablecoin operations

Frequently Asked Questions

Everything you need to know about stablecoin payments for your business.

Allocate | The AI Agent Bank for Businesses